Illinois vs Indiana: take-home pay compared
On a $100,000 salary, a single filer keeps about $115 more per year in Illinois than in Indiana, from state income tax alone. Compare any salary below.
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $4,805
- Effective rate
- 25.63%
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $4,920
- Effective rate
- 25.74%
On a $100,000 salary, you keep $115 more per year in Illinois than in Indiana, that’s $10/month of difference, purely from state income tax.
To match Illinois’s $74,375 take-home while living in Indiana, you’d need to earn about $100,176, a $176 raise.
Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes. A state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.
Illinois vs Indiana take-home pay, by salary
Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.
| Salary | Illinois | Indiana | Difference |
|---|---|---|---|
| $50,000 | $40,025 | $39,920 | +$105 IL |
| $75,000 | $58,025 | $57,915 | +$110 IL |
| $100,000 | $74,375 | $74,260 | +$115 IL |
| $150,000 | $106,511 | $106,386 | +$125 IL |
| $200,000 | $139,172 | $139,037 | +$135 IL |
| $250,000 | $170,952 | $170,807 | +$145 IL |
FAQ
- Do you pay less tax in Illinois or Indiana?
- On a $100,000 salary, a single filer keeps about $115 more per year in Illinois than in Indiana, looking at state income tax alone. The gap grows or shrinks with income. Use the calculator above for your salary.
- Does this include property and sales tax?
- No. This compares state income tax only. Federal income tax and FICA are the same in both states.
- What about moving mid-year?
- In the year you move, you typically file part-year resident returns in both states and split your income by your move date, so your first-year savings are smaller than a full-year comparison suggests.
2026 figures maintained by Larry Osakwe · Brackets from IRS Rev. Proc. 2025-32, wage base from SSA. Not a CPA or a tax attorney; these are estimates, not tax advice.