Do you pay less tax in New York or North Carolina?

On a $100,000 salary, a single filer keeps about $1,379 more per year in North Carolina than in New York, looking at state income tax alone. The gap grows or shrinks with income — use the calculator above for your salary.

Does this include property and sales tax?

No. This compares state income tax only. Federal income tax and FICA are the same in both states.

What about moving mid-year?

In the year you move, you typically file part-year resident returns in both states and split your income by your move date — so your first-year savings are smaller than a full-year comparison suggests.

New York vs North Carolina: take-home pay compared

On a $100,000 salary, a single filer keeps about $1,379 more per year in North Carolina than in New York — from state income tax alone. Compare any salary below.

Annual salary

State A

State B

Filing status

New York

$74,320/yr

Federal income tax: $13,170
FICA: $7,650
State income tax: $4,860
Effective rate: 25.68%

North Carolinakeeps more

$75,699/yr

Federal income tax: $13,170
FICA: $7,650
State income tax: $3,481
Effective rate: 24.3%

On a $100,000 salary, you keep $1,379 more per year in North Carolina than in New York — that’s $115/month of difference, purely from state income tax.

To match North Carolina’s $75,699 take-home while living in New York, you’d need to earn about $102,140 — a $2,140 raise.

Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes — a state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.

New York vs North Carolina take-home pay, by salary

Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.

Salary	New York	North Carolina	Difference
$50,000	$40,252	$40,869	−$617 NC
$75,000	$58,140	$59,109	−$969 NC
$100,000	$74,320	$75,699	−$1,379 NC
$150,000	$105,981	$108,315	−$2,334 NC
$200,000	$138,167	$141,456	−$3,289 NC
$250,000	$169,220	$173,716	−$4,496 NC

→ New York take-home pay by salary → North Carolina take-home pay by salary

FAQ

Do you pay less tax in New York or North Carolina?: On a $100,000 salary, a single filer keeps about $1,379 more per year in North Carolina than in New York, looking at state income tax alone. The gap grows or shrinks with income — use the calculator above for your salary.
Does this include property and sales tax?: No. This compares state income tax only. Federal income tax and FICA are the same in both states.
What about moving mid-year?: In the year you move, you typically file part-year resident returns in both states and split your income by your move date — so your first-year savings are smaller than a full-year comparison suggests.