$How Much After Tax

New York vs Pennsylvania: take-home pay compared

On a $100,000 salary, a single filer keeps about $1,790 more per year in Pennsylvania than in New York — from state income tax alone. Compare any salary below.

New York
$74,320/yr
Federal income tax
$13,170
FICA
$7,650
State income tax
$4,860
Effective rate
25.68%
Pennsylvaniakeeps more
$76,110/yr
Federal income tax
$13,170
FICA
$7,650
State income tax
$3,070
Effective rate
23.89%

On a $100,000 salary, you keep $1,790 more per year in Pennsylvania than in New York — that’s $149/month of difference, purely from state income tax.

To match Pennsylvania’s $76,110 take-home while living in New York, you’d need to earn about $102,778 — a $2,778 raise.

Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes — a state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.

New York vs Pennsylvania take-home pay, by salary

Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.

SalaryNew YorkPennsylvaniaDifference
$50,000$40,252$40,820−$568 PA
$75,000$58,140$59,290−$1,150 PA
$100,000$74,320$76,110−$1,790 PA
$150,000$105,981$109,186−$3,205 PA
$200,000$138,167$142,787−$4,620 PA
$250,000$169,220$175,507−$6,287 PA

FAQ

Do you pay less tax in New York or Pennsylvania?
On a $100,000 salary, a single filer keeps about $1,790 more per year in Pennsylvania than in New York, looking at state income tax alone. The gap grows or shrinks with income — use the calculator above for your salary.
Does this include property and sales tax?
No. This compares state income tax only. Federal income tax and FICA are the same in both states.
What about moving mid-year?
In the year you move, you typically file part-year resident returns in both states and split your income by your move date — so your first-year savings are smaller than a full-year comparison suggests.