Arizona vs Colorado: take-home pay compared
On a $100,000 salary, a single filer keeps about $1,595 more per year in Arizona than in Colorado, from state income tax alone. Compare any salary below.
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $2,098
- Effective rate
- 22.92%
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $3,692
- Effective rate
- 24.51%
On a $100,000 salary, you keep $1,595 more per year in Arizona than in Colorado, that’s $133/month of difference, purely from state income tax.
To match Arizona’s $77,083 take-home while living in Colorado, you’d need to earn about $102,417, a $2,417 raise.
Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes. A state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.
Arizona vs Colorado take-home pay, by salary
Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.
| Salary | Arizona | Colorado | Difference |
|---|---|---|---|
| $50,000 | $41,508 | $40,863 | +$645 AZ |
| $75,000 | $60,120 | $59,001 | +$1,119 AZ |
| $100,000 | $77,083 | $75,488 | +$1,595 AZ |
| $150,000 | $110,444 | $107,899 | +$2,545 AZ |
| $200,000 | $144,330 | $140,835 | +$3,495 AZ |
| $250,000 | $177,335 | $172,890 | +$4,445 AZ |
FAQ
- Do you pay less tax in Arizona or Colorado?
- On a $100,000 salary, a single filer keeps about $1,595 more per year in Arizona than in Colorado, looking at state income tax alone. The gap grows or shrinks with income. Use the calculator above for your salary.
- Does this include property and sales tax?
- No. This compares state income tax only. Federal income tax and FICA are the same in both states.
- What about moving mid-year?
- In the year you move, you typically file part-year resident returns in both states and split your income by your move date, so your first-year savings are smaller than a full-year comparison suggests.
2026 figures maintained by Larry Osakwe · Brackets from IRS Rev. Proc. 2025-32, wage base from SSA. Not a CPA or a tax attorney; these are estimates, not tax advice.