Florida vs Illinois: take-home pay compared
On a $100,000 salary, a single filer keeps about $4,805 more per year in Florida than in Illinois — from state income tax alone. Compare any salary below.
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $0
- Effective rate
- 20.82%
- Federal income tax
- $13,170
- FICA
- $7,650
- State income tax
- $4,805
- Effective rate
- 25.63%
On a $100,000 salary, you keep $4,805 more per year in Florida than in Illinois — that’s $400/month of difference, purely from state income tax.
To match Florida’s $79,180 take-home while living in Illinois, you’d need to earn about $107,347 — a $7,347 raise.
Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes — a state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.
Florida vs Illinois take-home pay, by salary
Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.
| Salary | Florida | Illinois | Difference |
|---|---|---|---|
| $50,000 | $42,355 | $40,025 | +$2,330 FL |
| $75,000 | $61,593 | $58,025 | +$3,568 FL |
| $100,000 | $79,180 | $74,375 | +$4,805 FL |
| $150,000 | $113,791 | $106,511 | +$7,280 FL |
| $200,000 | $148,927 | $139,172 | +$9,755 FL |
| $250,000 | $183,182 | $170,952 | +$12,230 FL |
FAQ
- Do you pay less tax in Florida or Illinois?
- On a $100,000 salary, a single filer keeps about $4,805 more per year in Florida than in Illinois, looking at state income tax alone. The gap grows or shrinks with income — use the calculator above for your salary.
- Does this include property and sales tax?
- No. This compares state income tax only. States with no income tax often have higher property or sales taxes, so the income-tax winner may not be the cheaper place to live overall. Federal income tax and FICA are the same in both states.
- What about moving mid-year?
- In the year you move, you typically file part-year resident returns in both states and split your income by your move date — so your first-year savings are smaller than a full-year comparison suggests.