Do you pay less tax in Massachusetts or New York?

On a $100,000 salary, a single filer keeps about $80 more per year in Massachusetts than in New York, looking at state income tax alone. The gap grows or shrinks with income. Use the calculator above for your salary.

Does this include property and sales tax?

No. This compares state income tax only. Federal income tax and FICA are the same in both states.

What about moving mid-year?

In the year you move, you typically file part-year resident returns in both states and split your income by your move date, so your first-year savings are smaller than a full-year comparison suggests.

Massachusetts vs New York: take-home pay compared

On a $100,000 salary, a single filer keeps about $80 more per year in Massachusetts than in New York, from state income tax alone. Compare any salary below.

Annual salary

State A

State B

Filing status

Massachusettskeeps more

$74,400/yr

Federal income tax: $13,170
FICA: $7,650
State income tax: $4,780
Effective rate: 25.6%

New York

$74,320/yr

Federal income tax: $13,170
FICA: $7,650
State income tax: $4,860
Effective rate: 25.68%

On a $100,000 salary, you keep $80 more per year in Massachusetts than in New York, that’s $7/month of difference, purely from state income tax.

To match Massachusetts’s $74,400 take-home while living in New York, you’d need to earn about $100,124, a $124 raise.

Compares state income tax only (federal tax and FICA are identical in both states). It does notinclude property tax, sales tax, or local/city income taxes. A state with no income tax (e.g. Texas, Florida) often makes up revenue through higher property or sales tax, so the income-tax winner isn’t always the cheaper place to live. 2026 estimate, standard deduction, not tax advice.

Massachusetts vs New York take-home pay, by salary

Annual take-home pay for a single filer in 2026, after federal, FICA, and state income tax.

Salary	Massachusetts	New York	Difference
$50,000	$40,075	$40,252	−$177 NY
$75,000	$58,063	$58,140	−$77 NY
$100,000	$74,400	$74,320	+$80 MA
$150,000	$106,511	$105,981	+$530 MA
$200,000	$139,147	$138,167	+$980 MA
$250,000	$170,902	$169,220	+$1,682 MA

→ Massachusetts take-home pay by salary → New York take-home pay by salary

FAQ

Do you pay less tax in Massachusetts or New York?: On a $100,000 salary, a single filer keeps about $80 more per year in Massachusetts than in New York, looking at state income tax alone. The gap grows or shrinks with income. Use the calculator above for your salary.
Does this include property and sales tax?: No. This compares state income tax only. Federal income tax and FICA are the same in both states.
What about moving mid-year?: In the year you move, you typically file part-year resident returns in both states and split your income by your move date, so your first-year savings are smaller than a full-year comparison suggests.